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A Credit Card That Truly Fits Your Life – Extra Karte

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Extra Karte

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In a time when flexibility and transparency in financial products matter more than ever, Extra Karte sets new standards. This credit card combines the global acceptance of Mastercard with a fair cost structure and smart financial control — without hidden fees and without unnecessary paperwork.

Offer
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No Annual Fee

With Extra Karte, you will pay no annual fee. It’s completely free. This straightforward pricing keeps your finances simple.

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Worldwide Mastercard acceptance

Whether traveling, shopping online, or paying in-store — your card is accepted at over 70 million locations worldwide. Paying has never been this flexible.

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Up to 7–8 weeks interest-free payment period

Use your personal credit limit for purchases and benefit from an interest-free payment period of up to approximately 8 weeks — provided you pay your balance on time. This gives you valuable financial breathing space without additional interest costs.

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Flexible repayment options

You decide how to repay your balance: in full or in installments with a minimum payment starting at 10% of the outstanding balance (at least €15). This flexibility allows you to tailor repayment to your financial situation.

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Full control with the Extra Karte App

The practical mobile app gives you real-time insight into your transactions, balances, and statements. Stay in control — at home or on the go.

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Apple Pay and Google Pay from day one

Through the mobile app, approved customers can add the card to a digital wallet and start spending immediately, without waiting for a physical card to arrive.

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Direct Debit

Quick Direct Debit setup takes away the hassle of remembering to pay, so customers can focus on the things that matter more.

Your Credit Card

Global Impact
BENEFITS

Extra Benefits That Make Everyday Life Smarter

Through exclusive partnerships and the Extra Club, cardholders can enjoy additional savings and perks, such as travel cashback, rental car discounts, and special offers at selected retailers.

Innovation First
LIFE

A Credit Limit That Adapts to Your Life

Extra Karte provides a personal credit limit calculated individually based on your credit profile and application details. After completing the online application process, your credit line is made available — without requiring you to switch your bank account.

People Focused
FAST

Simple, Fast, Transparent

From online application to everyday use, everything is digital and uncomplicated. In many cases, your application is reviewed within moments. Once approved, you can start shopping, paying, or financing larger purchases — always with full clarity on costs and conditions.

Key Advantages

Extra Karte

Extrakarte Card

Extra Karte is a genuine credit card with a personal credit limit — completely free of annual fees, offering attractive payment terms and flexible repayment options.

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Save on card fees

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Maintain clear oversight of spending

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Pay flexibly worldwide

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Avoid switching your main bank account

Bank DiMare

Ideal for Flexible Finances

Without Hidden Costs

Extra Karte is a genuine credit card with a personal credit limit — completely free of annual fees, offering attractive payment terms and flexible repayment options.

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